Everything was moving so quickly. They got info to apply for school loans for me at the same time. Then he took me on a tour while while the loan Dept was taking care of finding me loans. After that we went and I signed the loan paperwork. I saw the interest rate on one of the private loans and questioned it. The loan guy said it was the best he could do at the moment…just to get me enrolled, but promised he could find me a better rate if he had more time.
I came back later after I started and he never did. I also never had a copy of it in my paperwork. They said that it would be fine if I took the quarter off and just returned the following quarter. So, when I went to do that, they told me that my Software Development was no longer being offered as a program. And I told them what they had said to me. So, they lied to me about that and so many other things as mentioned above. Took advantage of me like a used car salesman.
I have very, very little paperwork from them. I went to school there from December March in the Milwaukee area. Also, the main Greenfield campus was open but, I guess the school that I went to take my math class at — they closed that shortly after I left. It was a small school… maybe 5 classrooms. Does that count as a school closing? They are taking money out of my checking account.
I so stressed. Gosh, this pitch sounds just like buying a used car. In your application narrative, focus on the fact that you were defrauded, made false promises, convinced to borrow money on lies, etc. This is how to get a BDAR discharge approved. I did very well, and interview even better, but none would higher me due to lack of experience.
I had heard of a lawsuit, but only just learned of the victory. Is there a way to get any of my money back? Hello, I went to Itt tech from Dec Nov, I Re-Enrolled on August 16, I have my enrollment agreement but did not start classes as they closed the following week. Will I able to get loan forgiveness? You may have timed things JUST right.
I have a similar situation in that I started in with the intent on getting my bachelors in project management. All my loans were wiped clean. Now 2 years later they re instated. What are your thoughts on this? Wow… that sounds really unlucky. This is a group of Government-backed attorneys that offer free legal assistance with student loan-related problems.
I was making 42, a year when I decided to go to itt. I spoke with the recruiter and he said the starting pay for CEET associate degree was about 50k a year. Well the first year after graduation I only made 35k for the year. I have no way of proving what he told me. Do I have a chance of loan forgiveness? If you were actually promised a set salary, then yes.
Make sure to include as much detail as possible, including where you were when you heard this, exactly what was told to you, who said it, what their title was, and how it impacted your decision to borrow money for the program. Good luck! I attended ITT Tech back in To this day, I am still paying off a student loan I took out to attend. I only recently found out about the schools closing and possibly getting my loan forgiven.
Would that still apply to me? No, per the Closed School Discharge Program , you only qualify for the Discharge if you were still actively attending courses within a short period of time of the school closing.
I have been keeping up with the lawsuit and reading the accompanying paperwork. Does anyone out there have numbers or an educated guess as to what of that will ultimately end up in the hands of disenfranchised students?
There are a LOT of hoops to ump through before this all gets sorted out. Thanks Tim. Thanks, Tim. Do you know where i could get help writing my BDAR? You may be on your own, but if you do have any questions, let me know and I can give you some basic advice. I think your only other option would be getting in touch with the Student Loan Ombudsman Group — a group of a Government-backed attorneys who provide free advice on student loan-related issues.
Graduated from ITT Tech in , been struggling with loans ever since. Im not sure how to get information or what to do with it being so long. But I know I was screwed. Is there any place to get someone that can help me with all of this mess???? There are some very specific instances of fraud that people tend to use for the BDAR program — I outlined them in the post you replied to. Did you read the whole thing? If I attended ITT in …would any of this apply to me?
I was sold the same pipe dreams as many others and started there because I was recently laid off…and I attempting to enhance my marketability in the future for better jobs. Just wondering if I would also qualify? What were you promised? I would focus on the guaranteed job placement part, because everything else that you mentioned is not fraud. There is no email exchange or letters just conversations, Just like one of the fellows that posted question here but in my case I was told that if I maintained a 4.
So is it ok to reapply and if so should I do it thru the fafsa site or the site you point out here. I see a lot of complaints here about vague things, but nothing that actually constitutes fraud, other than the job placement guarantee.
This was when Sallie Mae was purposely granting loans to low income students to cushion their portfolios for investors to buy more stock. The amount that was projected to be the cost of tuition changed without notice to students.
I found about this in my 2nd semester after they threatened to drop me from my course due to lack of funding. They had me take out over 16, in loans that I did not qualify for but was somehow approved. I requested my financial records to see how much Grant Money went towards my tution. The financial aid department returned my records with the disbursement dates and disbursement amounts all blacked out. It only showed the amount of loans that were deposited and applied.
After graduating, ITT withheld my diploma stating I owed them That went to collections. I was being threatened of wage garnishment, so I requested my student file. I have extensive proof and records of ITT lying to me about not having enough money to cover my tuition when I actually did… thats why those colums were blacked out so I couldnt see the disbursement dates or amounts on my records If I had the knowledge of how much money they intercepted from my grants, I would never have made the decision to take out But they purposely withheld that information from me to make me think I had no funding.
Now Im in debt 30, Does that qualify for BDTR? Or, you could look for other things to use as evidence — were you promised anything about salary after graduating? Did they lie to you about job placement rates? Those would be much, much easier to explain, and in my opinion, give you a much better chance of getting a BDAR Discharge approved.
Hey, I graduated from that school and I paid all my classes off!! I never got accepted for a job with that degree I got from that school. How can I get the money back that I paid for the school? What if your parent s were witness to the conversations that took place during the applications processes.
January ? I was told they will hire someone out of their program before they hire someone with out a degree because they have a partnership. This was very believable. I graduated.? Once I graduated and began the hiring process my degree was not even accepted because it is not an accredited degree.
This for profit collage pulled out student loans in my name for their benefit where I got shafted in the end with a piece of paper that is literally worthless. When you hear things like this it makes you feel secure that you can go to this college and get a great education that will take you far in life. All this has done for me is put me in debt, has put my career on hold because these student loans are killing my credit.
The repayment plan was totally out of my income level. I am also a convicted Felon. I was taking care of my Mother who was dying and I was unemployed.
I was told by prospective employers that they were looking for young people with a little bit of experience. It would have been impossible for me to get a job in Criminal Justice because of my conviction.. There is just no way. These loans have not allowed me to get a career. I was also allowed to cheat on the final math test so I would pass, the teacher allowed me to copy a students test who passed.
I was given a D-. I did not graduate, I withdrew. I mainly enrolled because I came from a low income family and wanted to better my life and kept seeing promising commercials about how much people improved their lives once they attended ITT Tech. This is the reason I enrolled. I wanted to better my life and make something of myself. Do you know if this is true?
This is exactly what the lawsuits against ITT Tech and the other big for-profits are all about. You should put as much detail as possible into your BDAR application. Try to remember where you were when you were told this, when it happened, who said it, what their position was, and how it impacted your decision to borrow money to attend the school.
You have a good potential case here. Betsy DeVos tried to change the rules so that you had to default on your loans before you could apply, but that effort failed. Thank you so much for the reply!! I appreciate your feedback. I will definitely apply for a BDAR.
I was told when signing the loan paperwork that I would be able to start repaying once I graduated, and that it would be a 10 year payoff of the loans. This sounds like you might have a case, but it would really depend on exactly what you were told, and how that impacted your decision to borrow the money.
It sounds like a bit of a stretch to me though. I wanted to go back and at least finish that degree, but by the time I was ready, the school closed. How do I find out how many credits I accumulated? You should still be able to contact some entity associate with ITT Tech to request a transcript. He graduated and then they told him theres no jobs in ur state, but u could move.
The loans have been consolidated. Would this qualify? If he was promised false job placement rates then he has a good chance of getting an approval. Tons of for profit schools are being pounded by lawsuits from State Attorney Generals and the Consumer Financial Protection Bureau for this very reason. You need to explain IN DETAIL exactly what was promised, who said it, when it was said, and how it impacted his decision to borrow money to attend the school; go into as much detail as possible in your explanation!
If all you said was your comment here? No way. Hello there I attended ITT and graduated and still paying loans. Would a qualify for loan forgiveness? That school was honestly a waste of time and money. They would always cancel classes. The specific details of what you were promised are extremely important here.
I went to ITT during the mentioned time period and graduated with an associate in drafting and design. I wanted a bachelors degree in project management but they told me I had to get an associate in drafting and design first.
I had already began going for my bachelors in project management when ITT closed. Do I qualify to get rid of my loans? Read my post again and look at the examples of what people are using to get a discharge approval. I completed the ITT programs. And I am currently on the public service loan repayment plan? Would I be able to sign up for the closed school discharge due to the deceptive practices? Each teacher will have the same group of children for three years. Sobelman emphasizes that this structure gives teachers time to build relationships with students and their families that personalize and deepen the studied material.
When a family chooses Montessori for their child, they choose it for their family as well. Bon Crowder of Math Four.
These schools will be better equipped than the average school to meet specialized learning needs for their students. Teachers, administration and additional staff like counselors, nurses and academic advisors are highly informed and tuned into the specific needs of their population.
This can be a lifesaver for students who need more accommodation than the typical school system offers. Crowder points out that special education schools focused in one area like autism can definitely provide better service to their students, but also that growing students might develop important adaptation and social skills when in school with a less-focused population. A parochial school is a religious private school that receives funding from a local church.
While other types of religious school might have varying degrees of funding from a church, the term parochial indicates that the school will be partnered with a local church.
Deacon Michael S. Brooks, principal of St. If the expenses for running the school go up significantly, the tuition goes up accordingly. A Catholic parochial school, on the other hand, is an extension of a larger entity , namely the local church. Religious schools are private institutions with a religious affiliation. There are many organizations and associations within this category to help define the religious school.
Religious schools are often classified as independent private schools, but are affiliated with an association. The Council for American Private Education celebrates the diversity of private schooling in America and lists many of the associations religious schools have formed. Follow their link to browse some of the options out there. Reggio Emilia tends to be listed more as a style or inspiration for a school, than listed as its primary title.
Because every child has a hundred languages, teachers keep a record for each of their students that documents moments of learning, emotion and expression. Emotional documentation and affirmation of many different kinds of competency in children and adults are two of the distinctive practices in a Reggio Emilia school, according to NAREA. Darland says a major defining characteristic of Waldorf education is its view of child development and corresponding curriculum.
After the age of fourteen, the purely intellectual material comes into play. Teachers in a Waldorf school follow their class through the rising grades.
The Association of Waldorf Schools in North America writes that a Waldorf teacher typically remains with the same class for five to eight years. This allows relationships that position the teacher to assess long-term development and the children to feel secure and comfortable in their learning environment.
The many options out there create the opportunity to really place your student in the school best suited to him or her. Many people never know they have more choices than the standard public school vs. Now that you understand the types of school available, you're better informed than most!
Skip to main content. If you have federal student loans , you may be eligible for relief if: Your college closes. If you were enrolled or recently left an ITT Tech college that has shut its doors and have not yet completed your degree program, you may be able to discharge cancel your loans if you apply for a closed school loan discharge.
You were defrauded by your college. If you are a student who attended a college and believe that the college committed fraud, misrepresented its services, or otherwise violated applicable state law, you may be eligible for loan discharge, known as Borrower Defense to Repayment Discharge or borrower defense.
The ITT Technical Institutes predominantly offer career-focused, degree programs to over 70, students. Advisory committees, comprised of representatives of local businesses and employers, help each ITT Technical Institute periodically assess and update curricula, equipment and laboratory design. Students attend classes year-round with convenient breaks provided throughout the year. Class sessions are typically available in the day and evening, depending on student enrollment.
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